Founders Credit vs Globalfy for Non-Residents
Globalfy is a genuine non-resident formation and banking specialist with a loyal Latin-American following. Where it ends — a formed company with a US bank account — is exactly where Founders Credit begins: the US credit cards.
What Globalfy actually does
Globalfy forms your US company (usually Wyoming or Delaware, also Florida/Texas/New Mexico), handles the EIN and operating agreement, provides a US business address and virtual mailroom, guides you through opening a US bank account remotely, and offers bookkeeping, annual tax filing and compliance reminders on subscription. Its Portuguese and Spanish support and its ~5.0 Trustpilot score across roughly 720 reviews make it a favourite for founders in Brazil and wider LatAm.
Globalfy runs on subscription plans from around $588/year covering formation, registered agent, EIN, US address and bank-account guidance, with bookkeeping and tax as higher tiers.
Where Globalfy stops — and what comes after
Globalfy will reliably get you a compliant company and into a US bank account, with genuinely good LatAm support. What it doesn’t do is build your credit: no secured/starter card start, no path to Chase Ink or Amex Business, no one working the approvals with you. Globalfy gets you banked; Founders Credit gets you card-approved and walks the ladder with you 1:1.
Comparison at a glance
| Area | Globalfy | Founders Credit |
|---|---|---|
| Core aim | Formation + banking + compliance (LatAm strength) | US credit — real cards, done for you |
| EIN | Yes | Yes, plus ITIN and US ID/driver-license assistance |
| US banking | Guided remote account opening | Set up for you, plus post-rejection recovery |
| Credit cards | Not covered | Secured/starter → Chase Ink, Amex Business, 1:1 |
| Language support | Strong Portuguese / Spanish | English, focused on the credit outcome |
| Best fit | LatAm founders wanting formation + banking | Founders who want US cards, limits and points |
Pricing: what to actually expect
Globalfy is subscription-based from roughly $588/year for the formation-and-banking core, with bookkeeping and tax on higher tiers. Founders Credit is priced around the done-for-you credit outcome. Because Globalfy stops at banking and Founders Credit starts there, the two can be complementary. Confirm current pricing with each before deciding.
Which one fits a non-resident founder
If you want a well-supported formation and US bank account — especially with Portuguese or Spanish onboarding — Globalfy is an excellent, well-reviewed choice. If your goal is the credit (real US cards, rising limits, points) and you’d rather have the ITIN, banking and card approvals handled for you, that’s Founders Credit. The honest split is simple: Globalfy forms and runs the company; Founders Credit is built to get you the credit the company is supposed to unlock — real US cards, in your name and the LLC’s, with the ITIN, US address and bank groundwork done for you and the card ladder walked with you 1:1.
Frequently Asked Questions
Does Globalfy get me US credit cards?
No. Globalfy forms your company and helps you open a US bank account, but it does not build US credit or secure credit-card approvals. That card ladder is what Founders Credit handles end to end.
Is Globalfy good for Latin-American founders?
Yes — its Portuguese and Spanish support and strong Trustpilot record make it a favourite in Brazil and LatAm. The only gap is the credit-card outcome, which Founders Credit covers.
Can I use Globalfy for the company and Founders Credit for credit?
Yes. Your LLC is separate from the service that formed it, so adding a done-for-you credit provider afterward is common.
Do I need an SSN for either?
No SSN is needed for an EIN or a US LLC. US personal cards need an SSN or ITIN plus history; Founders Credit sets up the ITIN and the path.
Who handles my annual Form 5472?
Globalfy offers tax filing on higher tiers; confirm your plan. A foreign-owned single-member LLC that misses Form 5472 can face a $25,000 penalty.
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