Six US Amex Cards and 1.7M Points as a Non-Resident
Paul is a founder in Romania with more than five years in e-commerce, now running a software company in the space. He holds six US American Express cards and 1,741,731 Membership Rewards points. He tried to do it himself first and describes that attempt as a real struggle. This is the conversation, unedited.
One client's experience. Approvals, limits and timelines depend on the individual profile and are not guaranteed.
What this covers
- What he tried on his own first, and why the credit score was the wall
- The six cards, and why he keeps one he never uses
- Where the spend goes: mostly ads, plus company expenses
- 1,741,731 points, and what they actually buy
- Why he is weighing an Amex Platinum next
Read the full write-up
Can a Non-Resident Get a US Amex? goes through the same ground in writing, with the steps laid out in order.
Full transcript
Auto-generated from the video and lightly corrected where product names were mis-transcribed. Timestamps removed for readability.
Hey Paul, how are you? Long time no see. Hey, I'm really good. Little bit tired.
How's going? It's going good? Going good. How's business?
Uh we are we are growing. That's good to hear. Yeah, trying to to scale it as much as we can just before the the Q4. So we get everything ready and in place to to scale even more during the the Q4.
Mhm. Can you tell us a little bit where you're from and what you do? Yeah, so I'm from I'm from Romania. I'm living in in Romania.
Um I have more than 5 years experience in in e-commerce space. And right now I'm running a software company in e-commerce. Okay, that's good. And you're using the US cards.
Since when are you using the cards? Since the beginning. [laughter] Since I since I met you. Yes.
I'm I'm using only the the US cards, of course. Everybody should do it. How many do you have? Um give me a second.
Because I have them right here. So like 1 2 3 4 5 6 That's a lot. What what do you use them for? I'm not using this one, but it reminds me where I started from.
So because of course I'm using only the the gold cards. So you you mainly use the gold cards? Yes, of course. You you spend it on ads basically mostly or Uh yes.
Most of them I'm I'm using them for for ads. But of course other other company expenses as well. Mhm. So mostly mostly everything, but the majority is going on on ads.
And how was the process of getting the cards? Like the steps and Well, as you as you know, I tried to get the cards by myself and oh my god, it was it was a real struggle like growing that credit score. Especially, I mean, it's way harder if you're not a US citizen, right? And uh it was it was a pain in the ass, honestly.
But uh after taking your services, I mean, I just paid and everything happened, right? Okay, so it was a it was quite simple. Yes, very simple. How many points do you have now?
Uh I have no idea. Let me Let me check. 1.7 millions. Uh Inches?
Yeah. Nice. Congrats. So, you business class.
Thank you. Always. Always. So, so uh since I have the the card, honestly, I don't remember paying for for a flight.
Like if you're if you're spending uh money especially on ads where you need to to spend a lot of money to make uh a small amount of money in profits, right? Uh you make a lot of points and it's very nice because you can use them basically for everything. Flights, uh actually, I rent a car with uh with points. Really?
Last month, I think, yeah. So, it it depends on what you are using them for. You can book accommodations, flights, Yeah, yeah. Hotels.
rent cars, everything. Cruises. Okay, and um who is this Who do you think should use the the American cards? Well, honestly, uh everybody should should use them.
I have I have a few few friends that are not using this type of cards. You know, they are asking me every single month, "Okay, how you travel free? How you travel business class free?" I tell them and they are just I don't know, delaying the the process. And they are asking me every single month.
So, I know I have such friends as well. Yeah. But, I mean, you get free money. Yeah, basically with that.
You get free money and I don't know, it was only a few months I think since we started after we got the the the business gold card. And I don't know, we had a huge credit line. So, it's it's free money, especially if you're running ads or other other type of services. Do you plan to get more cards in the future?
Uh yes, of course. Do you have any specific card in mind? Uh I'm I'm thinking for the to get a platinum one. As we as we discussed, but uh we'll see.
Right now, we are we are fine. I mean, I have six gold cards. But, yeah, we'll we'll we'll see. It It depends on on how much money we'll we'll spend during the the next period.
Mhm. Okay. But, yeah. Only Thank you very much for the feedback.
No, thank thank you for making our life easier. Okay, then. Um so, we can wrap this up and we'll we'll chat soon. See you.
Thank you. Bye.