AnswerLast updated: 2026-09-16By Valentin

Can a non-resident get an American Express card in the US?

Short answer

Yes. A non-resident can get a US American Express card in two ways: apply with an ITIN and a US business or address once you have some US credit history, or use the Amex Global Card Transfer to move an existing Amex account from your home country onto a US card without a US credit history.

The Global Card Transfer route

If you already hold an Amex card in your home country, Amex can transfer that relationship to a US card. This is the fastest path because it does not require an existing US credit file, only your established history with Amex abroad.

The ITIN route

Without a prior Amex, you generally build a thin US credit profile first, then apply with an ITIN and a US address. Approval is never guaranteed and depends on the profile you have built, but an ITIN opens the door to the personal-guarantee cards that an EIN alone cannot.

Are you a good fit?

Find out what you would qualify for in the US credit and banking system, in about two minutes.

Find out if you're a good fit →Takes 2 minutes · Free
Disclaimer: This answer is educational, based on hands-on experience helping founders access the US financial system. It is not legal, tax, or financial advice. Rules and issuer policies change. Consult a US-licensed CPA or attorney before acting.