US company, banking and credit card services for non-residents

What each package includes — the ITIN, the entity, the credit-ready setup and the done-with-you VIP build, every deliverable written out: see the packages. Price on request.

Four things have to happen, in order, before a founder who does not live in the United States can hold a US business credit card: the company, the tax numbers, the bank account, and only then the card. Each one depends on the one before it, and each one has a step that catches people out. This is everything we have written on each, grouped the way the work actually happens.

Forming the US company 6

US credit profile service for EU founders

The five steps in the order they have to happen, why the EIN without an SSN is the one that moves the timeline, and what no provider can promise.

US LLC registration for non-residents

The whole process when the owner is not American: the four steps, and the three things that actually differ from what a US citizen does.

The best state for a non-resident LLC

Wyoming, Delaware, New Mexico or Florida — what state choice changes, and the much longer list of things it does not.

What a US LLC costs a non-resident

The five-year bill: state fees by state, the registered agent, US tax prep, and the four costs nobody puts on a price list.

US company registration from India

Both halves in one place — the US filings, and the FEMA and LRS questions to take to a chartered accountant first.

LLC formation services in Pakistan

What a formation service actually does for you, what a fair quote looks like, and which step decides your timeline.

Annual compliance for a non-resident LLC

What falls due every year once the company exists, including the filing that applies at zero revenue.

The tax numbers: EIN and ITIN 5

How to get an EIN without an SSN

Paper Form SS-4, “Foreign” on the responsible-party line, and the international fax number. One to four weeks, and free.

Getting an ITIN without an SSN

When you actually need one, the W-7 process, and the mistakes that cause rejections.

Getting an ITIN through a Certified Acceptance Agent

The route that does not involve posting your passport to the IRS, what it costs, and why it beats direct mail.

Form 5472 for foreign-owned LLCs

The annual filing that exists only because the owner is foreign, and carries a $25,000 penalty even at zero revenue.

Do non-resident LLC owners pay US tax?

The question turns on being engaged in a trade or business in the United States — a specific test, not where your customers are.

US business banking 5

Opening a US business bank account as a non-resident

What you need before you apply, which providers work, and why this step is an application rather than a filing.

The best US bank account for non-residents

Mercury, Wise Business, Relay and Payoneer compared for a non-resident-owned LLC.

Opening a US bank account remotely from Europe

What remote really means here, which banks work for European founders, and the mistakes that slow them down.

The US address a bank will accept

What banks mean by a US address, which kinds work, and where the EIN and ITIN fit in.

The documents you need to open a US bank account

The paperwork every provider asks for, in the order they ask for it.

US credit cards 7

A US business credit card without an SSN

The two real routes — EIN-only corporate cards, and ITIN-backed business cards — and the order that works.

A US business credit card with an EIN only

Credit card versus charge card, where the personal guarantee comes in, and which issuers actually approve.

Amex for non-US residents

The four things you need first, personal versus business, the Amex ladder, and why most people get declined.

Amex Gold for non-residents

The honest approval reality, including Nova Credit, Global Card Transfer and the LLC/EIN/ITIN path.

Amex Platinum for non-residents

Real approval paths, ITIN versus SSN, and whether the fee is worth it before the credit file exists.

Ramp vs Brex for non-residents

EIN-only corporate cards that approve non-residents with no SSN and no personal guarantee.

The best US business credit cards for non-residents

Mercury, Ramp, Brex, Amex or Chase, compared side by side for a founder with no SSN and no US residency.

Are you a good fit?

Find out if you are a good fit for the US credit system or the US banking system. See what you would qualify for in about two minutes.

Find out if you're a good fit →Takes 2 minutes · Free