Which countries will Mercury not open an account for?
Short answer
Mercury keeps its own restricted list and it changes, so the live list on their site is the only reliable version. The test is generally where you live and where the business operates rather than which passport you hold. A decline at Mercury does not block you elsewhere.
Residence, not passport
Someone holding a restricted-country passport who legally resides somewhere else may still qualify. Confirm your own situation before applying rather than assuming either way.
If you are on the list
Each provider runs its own compliance check and keeps its own list. There is no shared blacklist, so a Mercury decline does not follow you to Relay, Wise or anyone else.
Are you a good fit?
Find out what you would qualify for in the US credit and banking system, in about two minutes.
Find out if you're a good fit →Takes 2 minutes · FreeDisclaimer: This answer is educational, based on hands-on experience helping founders access the US financial system. It is not legal, tax, or financial advice. Rules and issuer policies change. Consult a US-licensed CPA or attorney before acting.