Can a non-US resident open a US business bank account remotely?
Yes. A non-resident can open a US business bank account fully online, with no US visit, using fintech providers such as Mercury or Relay. You need a US LLC, an EIN, and a passport. Traditional brick-and-mortar banks such as Chase usually still require an in-person visit.
What you need in place first
Before you apply, the LLC must be formed, the EIN issued, and you should have proof of address and a passport ready. Providers verify the business and its ownership, so the entity and EIN name must match exactly.
Fintech versus traditional banks
Mercury, Relay and similar providers were built for remote onboarding and approve most non-resident LLCs without a US visit. Traditional banks like Chase or Bank of America can offer more services but generally require the owner to appear at a branch, which is the main reason non-residents start with a fintech account.
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