What kind of US address do banks accept from a non-resident?
Short answer
Usually a virtual mailbox or your registered agent's address, as long as it matches what is on the LLC formation documents and the EIN application. Fintech business banks accept these routinely. The consistency matters more than the type of address.
Why consistency beats prestige
Compliance teams compare the address on the application against the formation documents and the IRS letter. A mismatch is what gets flagged, not the fact that the address is a mailbox.
Using the registered agent
Many founders use the agent's address as the address on file. Some agents scan and forward mail, which makes it workable day to day rather than just a line on a form.
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